Frequently Asked Questions
The duration of the credit repair process can vary depending on the complexity of your credit profile and the nature of the inaccuracies we need to address. While some clients see improvements in as little as a few months, it's essential to remember that credit repair is not an overnight solution. We work diligently to dispute errors and inaccuracies, and our goal is to provide you with measurable progress within a reasonable timeframe. Rest assured, we're committed to helping you achieve your credit goals as efficiently as possible.
No, utilizing our credit repair services will not have a negative impact on your credit score. In fact, one of our primary objectives is to help you improve your credit profile and increase your credit score. While we may temporarily dispute certain items on your credit report, this is a standard and legitimate practice within the credit repair industry. Any potential minor fluctuations in your score are typically short-term and part of the credit repair process, ultimately leading to a more favorable credit standing.
At OPM, we stand out in several key ways. Firstly, our team comprises seasoned experts with a proven track record of success. We take a personalized approach, tailoring our strategies to your unique credit situation. Our commitment to transparency means you're always informed about the progress we make on your behalf. Additionally, we provide valuable financial education to empower you for long-term success. Our mission is not only to repair your credit but also to help you maintain healthy credit habits. We're your dedicated partner on the path to financial freedom.
Unfortunately, we can't guarantee a specific score increase. However, by removing errors and building positive credit history, your score will drastically improve over time.
Our fees vary depending on the complexity of your credit situation and the services you need. We offer free consultations to discuss your specific case and provide a transparent cost breakdown.
Yes, you can dispute errors on your credit report yourself for free. However, the process can be complex and time-consuming. We offer expertise, knowledge of credit laws, and a streamlined process that maximize your chances of success.
Absolutely! The Fair Credit Reporting Act (FCRA) allows consumers to dispute errors on their credit reports and work with credit repair companies. We follow all legal guidelines to ensure a safe and ethical process.